Health Insurance in the Netherlands

Even if you are covered by an existing policy when you move to Holland, you must take out insurance with a Dutch insurer.

Children under 18 are covered by their parents’ insurance.

Dutch insurance companies are obliged to grant the basic package to anyone, regardless of his/her age or state of health.

If your income is below a fixed threshold, you can apply for a healthcare allowance (zorgtoeslag) from the Dutch Tax Office (Belastingdienst).

Useful links:

www.toeslagen.nl Official Dutch allowances webpage.

www.zn.nl Website of the trade association of health insurance providers.

www.rijksoverheid.nl/ministeries/vws Web page of the Ministry of Health, Welfare and Sport, where you can find a downloadable leaflet on the health insurance obligation as well as detailed information in English on many medical aspects.

www.kiesbeter.nl Website that allow you to compare health insurance (zorgverzekeringen) and find the cheapest (goedkoopste) basispakket.

www.independer.nl As the previous one, here you can choose the most convenient health insuranceoffers available on the Dutch market.